Different Investment Options

Get the flexibility of investment by exercising desired investment option from various available options. Freedom to choose investment plan according to your risk appetizer.

Combination of Investment and Insurance

This plan offers benefits of both - Investment and Insurance. Having flexibility to choose your investment style offers keeps your money in safe hands upto desired extent.

Switching between Funds Allowed

Switching between 4 funds (Balanced / Secured / Bonds / Growth) is allowed, 4 in a year are free. Enjoy four switches free for every policy year.

Eligibility Criteria:

	Minimum		Maximum
Entry Age	30 days completed		65 years (Nearer birthday)
Policy Term	10 years		25 years
PPT	Same as Policy Term
Maturity age	18 years Completed		85 years nearest birthday
Premium	Mode	Amount	No limit
	Yearly	Rs. 42,000
	Half-Yearly	Rs. 21,000
	Quarterly	Rs. 10,500
	Monthly (NACH)	Rs. 3,500
Premium Paying Modes	Yearly, Half Yearly, Quarterly, Monthly NACH

Death Benefit:

On death Before the Date of Commencement of Risk
An amount equal to the Policyholder's Fund Value shall be payable

On death After the Date of Commencement of Risk
a. Risk Cover for Age below 55 Years= 10 Times of Annual Premium
b. Risk Cover for Age 55 Years & Above= 7 Times of Annual Premium

Maturity Benefit:
An Amount equal to Fund Value as on Date of Maturity is payable in a lump sum.

Guaranteed Additions:
Guaranteed Additions as a percentage of annualized Premium will be added in Policy after completion of duration in form of unit.

End of Policy Year	Guaranteed Additions
6	5%
10	10%
15	15%
20	20%
25	25%